Insurance Coverage

Insurance Policy Questions and Defense

Insurance companies, businesses, and individuals seek out the advice of Montfort, Healy when involved in an insurance coverage dispute. Our firm assists clients dealing with issues related to car accidents, medical malpractice, premises liability, personal injury, and municipal liability. For answers concerning questionable, fraudulent, or bad faith insurance policy claims, contact our managing partner for advice.

Since 1950, our firm has represented clients in insurance coverage disputes in and around Garden City, New York. Our lawyers have experience defending both large insurance companies, and small closely held businesses. Find out more, by visiting our insurance defense information center.

Automobile Insurance Coverage

Coverage disputes frequently arise as a result of a car, motorcycle or truck accident. Issues related to accidents involving multiple insurance carriers arise whenever one carrier disputes coverage. Other automobile coverage issues involve supplementary uninsured motorist (SUM) claims, uninsured motorist (UM) claims, underinsured motorist (UIM) claims, personal injury protection (PIP) claims, and property damage disputes. Many coverage issues can be resolved quickly through special proceedings brought under Article 75 of the New York CPLR.

Insurance Coverage Disputes

We offer a wide range of advice on insurance related disputes for businesses, cities, and individuals. Our firm will advise you on the appropriateness of mediation and negotiation for the resolution of your dispute. If pre-trial mediation proves unsuccessful, we have the experience to take your case to trial.

Some other examples of insurance coverage disputes handled by our firm include:

• Flood and water damage insurance exclusions: A variety of issues may come up surrounding flood insurance. Did the insurance broker disclaim the exclusion properly? Did the insured waive coverage?
• Co-insurance and subrogation issues: Contract law governs issues related to subrogation, and an insurance company's attempt to recoup insurance payouts.
• Car rental insurance disputes: The federal government recently changed the law relating to rental car insurance. Rental car companies no longer face liability for damages caused solely by lessee operators, but can still be held liable for their own negligence.

Insurance coverage disputes are a technical area of the law. If you have concerns about insurance liability, contact our managing partner at Montfort, Healy. Our firm handles insurance coverage disputes throughout New York City, including the Bronx and Staten Island. We appear regularly in courts located in White Plains, Jamaica, Mineola, Garden City, Central Islip and Riverhead.